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Free margin

Equity minus used margin: the amount available to open new positions or to absorb losses on existing ones before a close-out becomes possible.

Most leveraged platforms show three numbers: equity, used margin, and free margin. Free margin is what stands between your open positions and a margin-call.

Example on a forex account: $10,000 equity, $8,000 of used margin, $2,000 free. If open positions lose $2,000, free margin hits zero and the platform starts warning; a further loss triggers automatic closure. Note that the loss required is only 20% of equity, because the positions are levered roughly 5:1 against the account.

The practical rule is to treat free margin as a hard floor, not a resource. Many traders run a minimum of 50% free margin, so that a normal bad day cannot escalate into forced closing at the low - which is how forced-liquidation usually destroys accounts that were merely wrong, not broke.

Related: margin-cushion, margin-utilisation, margin-call

See it drawn

Original diagrams for the ideas on this page. Illustrative, not real market data.

Margin and leverageA small deposit controlling a much larger position, and the point at which losses trigger a margin call.Position you controlnotional value $100,000your margin deposit: $5,000$100,000 / $5,000 = 20:1 leverageYour deposit absorbs every dollar of loss$5,000$2,500$0Equity leftMARGIN CALLequity has fallen to $2,5000%1%2%2.5%3%4%5%How far the price moves against you
Margin and leverage. A $5,000 deposit can control a $100,000 position, which is 20:1 leverage. Because the loss is measured on the full $100,000, a 2.5% move against you halves the deposit and brings a margin call, and a 5% move uses all of it.
Payoff of a long call at expiryA flat loss equal to the premium below the strike, turning upward at 45 degrees above it.Profit / loss per share08595115125Strike 105Max loss 3 — the premium paidBreakeven 108Profit keeps growingUnderlying price at expiry
Buying a call: payoff at expiry. A 105-strike call bought for 3 loses that whole 3 if the price finishes at or below 105, breaks even at 108, then gains a dollar for every dollar higher. The loss is capped at the premium; the upside is not capped.

Educational only, not advice. Spotted an error? Post in Site Feedback.