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Margin requirement

The share of a position's notional value a broker requires you to post as collateral, quoted either as a percentage such as 3.33% or as a leverage ratio such as 30:1.

The two formats are the same number upside down: a 30:1 cap is a 3.33% requirement, 50:1 is 2%, 20:1 is 5%, 2:1 is 50%. Requirements are set per instrument, so the majors, a thin exotic and a single-share CFD can all sit on the same account with very different rates.

The requirement is calculated on notional in the base-currency, converted into the account-currency at the time of opening. Many brokers recalculate it if the rate moves a long way, and most raise it around known events or ahead of a weekend.

Requirements are a floor, not a plan. Meeting the minimum on every trade is what produces an account that cannot survive a normal losing streak.

Example: 1 standard-lot of EUR/USD is EUR 100,000, which at 1.0840 is $108,400 of notional. At 30:1 the requirement is 3.33%, or $3,613. At 50:1 it is $2,168.

Related: used-margin, notional-exposure, esma-leverage-caps, us-leverage-limits

See it drawn

Original diagrams for the ideas on this page. Illustrative, not real market data.

Margin and leverageA small deposit controlling a much larger position, and the point at which losses trigger a margin call.Position you controlnotional value $100,000your margin deposit: $5,000$100,000 / $5,000 = 20:1 leverageYour deposit absorbs every dollar of loss$5,000$2,500$0Equity leftMARGIN CALLequity has fallen to $2,5000%1%2%2.5%3%4%5%How far the price moves against you
Margin and leverage. A $5,000 deposit can control a $100,000 position, which is 20:1 leverage. Because the loss is measured on the full $100,000, a 2.5% move against you halves the deposit and brings a margin call, and a 5% move uses all of it.

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