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Payment date

The day the dividend cash actually arrives in shareholder accounts, typically two to six weeks after the record date.

The payment date is purely administrative. The stock already adjusted on the ex-dividend-date, so nothing happens to the price when the cash lands. For a drip holder this is the day new shares are purchased and credited.

The gap between ex-date and pay date is why dividend income lags: you are entitled from the ex-date but funded weeks later, which matters for anyone running a dividend-capture schedule.

Example: ex-date 20 March, record date 20 March, payment date 15 April. A holder of 1,000 shares at $0.62 sees $620 in cash on 15 April, 26 days after the price already dropped by roughly that amount.

Related: record-date, ex-dividend-date, drip, dividend-capture

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