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Private placement (Regulation D)

The main US exemption from securities registration for private offerings, chiefly Rule 506(b) with no advertising and 506(c) with advertising to verified accredited investors only.

Rule 506(b) permits an unlimited raise from an unlimited number of accredited-investor buyers plus up to 35 sophisticated non-accredited ones, provided there is no general solicitation and existing relationships are used. Rule 506(c) allows open advertising but every purchaser must be accredited and verified with documents, not just a tick box.

Issuers file a short Form D notice with the sec and pay state notice fees. The securities are restricted and resale runs through rule-144 or another exemption.

Because disclosure is minimal compared with a registered offering, these deals rely on the buyer's own diligence. Antifraud liability under rule-10b-5 still applies in full, which is the main protection an investor actually has.

Related: accredited-investor, qualified-purchaser, rule-144, securities-act-1933, jobs-act

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